Occurrence Form Insurance

Unquestionably, MDA provides the most comprehensive insurance coverage in the locum tenens industry. Occurrence form insurance offers protection forever. This is especially important for long tail exposures such as medical malpractice. Claims made policies only offer coverage for the duration of the policy. This can be dangerous if you are not in control of the decision whether to maintain the policy or not. With the mergers and acquisitions taking place in the locum tenens industry, occurrence form insurance provides security so that the providers who contract with MDA will never be left without tail coverage.

Since occurrence form policies are written to provide coverage forever, the financial strength and history of the insurance company is very important. For this reason, MDA chose Medical Protective as its insurance carrier. Medical Protective is the nation’s oldest medical malpractice insurer. Recently purchased by Berkshire Hathaway, Medical Protective enjoys a strong A++ rating by A. M. Best. Additionally, Medical Protective is licensed and admitted in all fifty states. This means the coverage is protected by each state’s Insurance Insolvency Guaranty Fund.

There is no better coverage in the industry. Period.