Home > Facilities and Practices > Malpractice Insurance
Professional Liability Insurance
While many locum tenens firms offer only claims-made coverage, Medical Doctor Associates is the largest national multi-specialty medical staffing firm to offer occurrence form coverage. We are also the only one to have offered occurrence form coverage throughout our entire company’s history – a claim which no other locum tenens firm can make.
In response to an industry-wide shift in coverage options in 2001, MDA partnered with The Medical Protective Company to continue our commitment to offering the most comprehensive coverage for our contracted medical professionals. Our stringent approval process for insurance coverage guarantees only the most qualified medical practitioners are presented for your assignment.
Occurrence form is the best and most comprehensive form of medical liability insurance because it covers claims arising from an incident that occurs during the active period of the policy, regardless of when the claim is filed. On the other hand, claims-made insurance only covers the physician if the incident both occurred and became a claim during the active period of the policy. MDA’s excellent occurrence form insurance for the provider also serves as protection for the medical facility by ensuring that the facility is not the “deep pocket” in the event of a claim.
We understand the litigious nature of today’s medical industry and our A++ rated occurrence form policy from The Medical Protective Company offers complete peace of mind that the provider is covered indefinitely for any incidents which may occur while they are on assignment at your facility or hospital. This is extremely important for long tail exposures such as medical malpractice. Claims-made policies only offer coverage for the duration of the policy and you could be at risk if the company ever goes out of business. Our occurrence form insurance provides security so that the providers who contract with MDA will never be left without tail coverage because the policy has already been purchased and there is no need to purchase a tail at the time the policy is terminated.
Simply stated, there is no better protection in the industry.